Credit Repair

Your credit score may be the number that impacts your life more than any other – more than your IQ, your weight or even your income. Any time you apply for credit – whether it be for a credit card, a mortgage, auto loan, student loan – and sometimes even when you apply for a job, your credit report is pulled and is the key determining factor in whether to grant you credit and how much you’ll pay in interest.

Because of this, it’s critical that your credit report be accurate and not contain any information that can make you look less creditworthy than you are. Fortunately, there are a services available that can review your credit report and address any inaccuracies directly with the creditor that reported the incorrect information. Furthermore, some companies can get old or outdated negative information removed from your credit report, improving your score. And most will offer advice on simple steps you can take (like reducing the number of credit cards you have) to improve your score quickly.

With a subject as sensitive and important as your credit score, it’s key to find a reputable credit repair company to act on your behalf. Do a search online and make sure the company has a good rating with the Better Business Bureau and positive customer feedback before signing up.